About Earnstack
We’re building the future of customer loyalty in Africa—simple cashback programs that help Nigerian businesses grow faster, retain customers longer, and compete better, without complicated apps or expensive systems.
Our values
Simplicity First
We design for real businesses—affordable, scalable, and practical.
Customer Focused
Everything we build starts with the end customer experience. If it's not easy for them, it's not right.
Business Friendly
We design for business realities—affordable, scalable, and easy to manage.
Results Driven
We measure success by the results our partners achieve—increased retention and revenue.
Fast Implementation
Get started quickly. We minimize setup time so you can start seeing results faster.
Partnership Mindset
We succeed when our partners succeed. We're invested in your growth and success.
Our Mission
Our mission is simple: help Nigerian businesses grow by turning everyday customers into loyal ones. Across markets, malls, restaurants, salons, and service businesses, we saw how hard it was to keep customers coming back—especially with rising costs and fierce competition. Earnstack was built to give businesses a smarter way to reward loyalty using cashback that feels instant, fair, and valuable. No apps to download, no technical stress—just a system that works quietly in the background while your business grows.
Why We Built This
We built Earnstack after watching many Nigerian businesses struggle with loyalty ideas that never worked. Paper cards got lost. Point systems confused customers. Mobile apps were expensive and rarely used. Yet customers still wanted to feel appreciated—and businesses wanted repeat sales. We created Earnstack to solve this problem in a way that fits how Nigerians actually shop and spend: simple rewards, instant value, and no friction.
How It Works
Earnstack works seamlessly with how your business already operates. When a customer makes a purchase, cashback is calculated automatically based on rules you set. The customer is notified instantly and can redeem their cashback on their next visit—simple and stress-free. Business owners manage everything from an easy dashboard: set cashback percentages, run promotions, track redemptions, and understand customer behavior. Whether you’re a small shop or a growing chain, Earnstack fits right in.
Our Core Beliefs
We believe loyalty should feel natural, not forced. Customers should understand their rewards clearly, and businesses should see real results. Our beliefs are rooted in everyday Nigerian business realities: keep it simple, be transparent, and stay flexible. When customers feel valued, they come back. When businesses see growth, everyone wins.
The Problem We Solve
Many Nigerian businesses know customer retention is important but don’t have the tools or time to build effective loyalty systems. Custom solutions are expensive. Third-party apps take customer attention and data. Others are too rigid to adapt. Earnstack solves this by providing an affordable, flexible cashback system businesses can brand as their own. We handle the technology—you focus on serving your customers.
Our Approach
Earnstack is built on secure, modern infrastructure designed for reliability and scale. Our system integrates easily with payment workflows, tracks transactions in real time, and protects customer data. Everything runs in the cloud, ensuring uptime and performance even during busy periods. Businesses always own their customer relationships—we simply power the loyalty behind the scenes.
The Technology
Our platform is built on modern, scalable infrastructure designed specifically for loyalty operations. We use secure APIs to integrate with payment processors, ensure real-time transaction tracking, and maintain data privacy and security. The system is cloud-based, reliable, and can handle businesses of all sizes—from single-location stores to multi-chain operations. All customer data is encrypted, and businesses maintain ownership of their customer relationships. We invest heavily in uptime and performance to ensure the system works seamlessly for both businesses and their customers.
Our Team
We are builders, operators, and business owners who understand the Nigerian market firsthand. Our team has experience in retail, hospitality, fintech, and software, and we’ve faced the same challenges our customers face. Earnstack is proudly built with Africa in mind, combining local insight with global best practices. We’re passionate about helping businesses grow sustainably and building products that truly serve people.
The future of loyalty
Earnstack is more than a platform—it’s a commitment to helping businesses grow in a tough but opportunity-filled market. We believe Nigerian businesses deserve tools that work for them, not against them. As we continue to build, our focus remains clear: make loyalty simple, rewarding, and powerful. From smarter personalization to deeper integrations, we’re creating tools that help businesses build real relationships—not just transactions. Thank you for believing in Earnstack. Together, we’re building stronger businesses, one cashback reward at a time.
Our vision is a world where every business, regardless of size or technical capability, can implement loyalty programs that deliver real value to both the business and its customers. Where loyalty isn't a cost center but a growth engine. Where customer relationships are strengthened through simple, transparent rewards that keep people coming back.
Thank you for taking the time to learn about Earnstack. We're here to help businesses build better customer relationships, one cashback reward at a time.